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Compare auto loan rates. See rates for new and used car loans, and find auto loan refinance rates from lenders.
Auto loans are usually simple interest loans, which means that the interest on the loan is determined based only on the principal balance of the loan. Auto financing can be used to purchase cars and other vehicles, such as boats, RVs, motorcycles, and ATVs.
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Purchasing a used car can save you time and money. And while the overall experience of used car shopping is much like new car shopping, there are some key differences.
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Rates as low as 4.59% APR are available for 3-year auto loans $10,000 and higher at 100% loan-to-value (LTV) or less. Rates may be higher for loans to purchase a vehicle from a private party, smaller loan amounts, longer terms, vehicles older than 6 model years and a lower credit score.
The best auto loan for you depends on your priorities, but two common goals are to get the most competitive rate and the lowest monthly payment. That’s why longer-term loans are so popular right now, with more people stretching out new and used car loans over 60 months or more.
This loan can help you negotiate your used-car purchase at a dealership. Loan Amount: $5,000 to $100,000: Interest Rate: As low as 2 APR with AutoPay: Loan Term (months) 24 to 84 months* How to Apply: Complete online process: application to funding: Access to Funds: Same day funding available 3: Fees: No fees: Unsecured vs. Secured: Your credit profile will determine whether your auto loan will be unsecured or secured.
Example: A 5-year, fixed-rate used car loan for $23,000 would have 60 monthly payments of $ 464 each, at an annual percentage rate (APR) of 4.29 %. Refinance: Example: A 5-year, fixed-rate refinance loan for $22,000 would have 60 monthly payments of $ 428 each, at an annual percentage rate (APR) of 4.39 %.
Chase Auto Finance enjoy flexible car buying and auto loan options for new and used cars. Or see if refinancing is right for you.